All industry and services segments are subject to risks in their facilities
The purpose of property damage insurance is to protect our clients’ facilities against damage that may occur to them.
Furthermore, much of this damage can lead to a total or partial shutdown of facilities, resulting in a loss of profit for the client. This insurance is designed to cover all types of property damage, but particularly that which could seriously affect the company’s profits.
In addition, business activity is subject to the Spanish Civil Code, which establishes the company's obligation to be liable for material or personal damages, or consequential damage caused to third parties.
Sometimes, despite all the protective measures taken, causing harm to a third party is unavoidable—hence having a policy with the appropriate limits is of the essence.
We work with all types of industries, including Food & Beverage, Real Estate, Logistics, Automotive, Pharmaceutical, Retail and Metals.
- Furthermore, the take-up of technologies such as big data, augmented reality and robotics has boosted efficiency in sectors such as healthcare, education, industry and commerce.
- With steady progress in artificial intelligence, biotechnology and telecommunications, the technology sector continues to evolve and shape a more interconnected, automated and innovative future.
- As a result, the sector faces challenges such as cyberattacks, data theft, software glitches and intellectual property disputes.
Coverage
- Property Damage and Loss of Profits
- Terrorism
- Parametric
- General Civil Liability
- Environmental Liability
- Product Tampering (Product Recall)
Services
- Risk inspection and engineering reports
- EML/PML (Estimated Maximum Loss / Probable Maximum Loss) analysis
- Catastrophe modelling
- Business continuity plans
- ESG compliance
- Asset valuation
- Loss of profit advisory services:
- Loss of profit advisory services:
- Estimating appropriate liability periods
- Insurance criteria (gross margin, cost overruns)
- CBIs (Contingency): Identification of critical customers or suppliers
JHASA's claims team comprises a group of professionals, with a leadership team featuring multidisciplinary expertise in claims management-ranging from high economic impact claims to claims that, due to their frequency, are often outsourced to a third-party administrator.
In addition, JHASA has a legal team with a 30-year track record in the sector and a team of experts specialising in championing the interests of the insured.
Contact us today and discover how we can help you manage your company's risks related to material damage and civil liability.
In addition, JHASA has a legal team with a 30-year track record in the sector and a team of experts specialising in championing the interests of the insured.
Contact us today and discover how we can help you manage your company's risks related to material damage and civil liability.
