DUE DILIGENCE
Experience to identify unrecognized exposuresCompanies in acquisition mode trust Jhasa’s Transaction Advisory Practice for deal-related insurance due diligence.
In this way, it serves as a safeguard against potential breaches of contract.
Our international team is made up of property, construction and casualty specialists who have evaluated thousands of transactions.
These experienced professionals become a part of your service team. They rapidly collect data that is most critical to your business deal.
Jhasa’s private equity and corporate acquisitions practice identifies unrecognized exposures and provides deal-related insurance due diligence.
Jhasa conducts a comprehensive review of insurance and risk management programs, before recommending options and strategies that lead to cost savings and other long-term financial benefits.
The Jhasa diligence model provides pre- and post-closing services that optimize risk management strategies to enhance the long-term value of the Private Equity Fund’s investment.
Reviews include three key areas: financial analysis, transaction analysis, and risk management review.
Lenders Insurance Advisor (LIA)
We provide proactive insurance solutions to cushion your project financing.
As LIA, Jhasa provides an exclusive insurance advisory work to the Lenders of major projects
Looking at risks from the Lenders’ point of view, we conduct a thorough analysis of the project exposures to make a full assessment of the hazard to which the project is exposed.
This becomes the basis to review the borrower’s project insurance program, ensuring compliance with the loan agreement and other project documents.
We assist in developing appropriate insurance grids including a schedule of minimum insurance requirements for incorporation into the project financing agreements and the security documentation.
Our professional experts will assist in reviewing the scope and details of the insurance program procured by the borrower (and/ or their insurance brokers).
We will assess whether:
- All the insurances for the project as required by the Lenders have been obtained.
- Conform to industry standards for insurances of similar businesses.
- Satisfy the specific insurance requirements under the loan agreement and other project agreements.
- Properly protect the insurable interest of the Lenders.
Included in our services are:
- Review of project contracts and other relevant project documentation and assistance in documenting project’s insurance obligation in the credit facilities agreement and in contractor’s and supplier’s agreements.
- Review of the financial integrity and creditworthiness of insurers and reinsurers participating in the project’s insurance program.
We specialize in infrastructure funding and in power projects – both conventional and renewable – from mega hydro power and combined cycle projects, solar, biomass and wind power…etc.
We focus on important issues for lenders and assist in the timely achievement of financial close for a Project. Working with wide and varied projects has allowed us to develop efficient working relationships with lenders, major law firms and other advisers.
We also provide independent evaluation of risk exposure and assessment of insurance programs to industrial conglomerates and multi-national corporations.
Transactional Risk
Protecting your interests, today and tomorrowJhasa’s experienced transactional risks team specialize in sourcing effective warranty and indemnity cover and risk solutions to protect your business throughout the transaction process.
Warranty and indemnity insurance acts to indemnify parties involved in a transaction against financial losses that could arise out of a breach of warranty or indemnity in the purchase agreement.
Sellers use it to limit their ongoing liabilities and prevent sale proceeds being held up in escrows, allowing them to exit deals cleanly. Buyers use it to make their bids more attractive to sellers and to protect the value of their investment once deals are done.
We work for buyers and sellers in corporate transactions, as well as for the firms that advise them.
Harnessing decades of experience and strong insurer relationships, we’ll make sure you get the cover you need to make your deal happen, and to protect your interests in the future.
What we bring to your business:
- Back-to-back cover for warranty liabilities – transferring the risks to the insurer. We also source cover known risks identified in due diligence including tax, legal and pension contingencies
- Specialist transactional risk insurance knowledge from our global team of corporate lawyers, underwriters and brokers
- Scrutiny and detailed analysis of your deal to help you get a better understanding of the risks you face
- Advice on how best to structure your agreement to make it more acceptable to insurers
- A creative approach to plugging any gaps in coverage, identifying complex risks and helping you access even unconventional insurance markets
- A broader perspective that looks past the deal itself, helping you understand your ongoing operational risks and the full spectrum of your corporate risk
- Cover for any known liabilities, as well as contingent risk insurance
Warranty & indemnity (W&I)
Expert protection for buyers and sellers in corporate transactionsWarranty and indemnity insurance benefits both sellers and buyers in corporate transactions. A policy indemnifies a party for financial losses that could arise out of a breach of warranty or indemnity in the purchase agreement.
Sellers use it to limit their ongoing liabilities and prevent sale proceeds being held up in escrows, allowing them to exit deals cleanly
Buyers use it to make their bids more attractive to sellers and to protect the value of their investment once deals are done.
We work for buyers and sellers in corporate transactions, as well as for the firms that advise them. Our job is to make sure the parties in a transaction get the insurance coverage they need, first to make their deal happen, then to protect their interests in the future.
We can put together back-to-back cover for warranty liabilities given in the purchase agreement transferring the risks to the insurer.
The insurer will either cover the buyer (a buyer-side policy) or agree to indemnify the seller (a seller-side policy).
Our team also structure insurance solutions to cover known risks identified in due diligence including tax, legal and contingencies.
Tax Insurance
Tax insurance provides coverage for a tax risk whereby an insurance company agrees to indemnify the insured for loss resulting from a challenge by a tax authority.
Our market-leading Tax insurance Practice includes both tax lawyers and former tax insurance underwriters, allowing us to provide not only sound substantive advice but also an unparalleled insight into the underwriting community’s philosophy and appetite
Litigation and Contingent Risk
The Intangible Asset & Contingent Risk Practice of Jhasa Transaction Liability has been uniquely built to harness the expertise of its leaders and their experience creating bespoke risk transfer solutions at the intersection of financing, legal risk, and insurance.
The team helps clients both manage and mitigate complex risks and also monetize and optimize the use of intangible and contingent assets.
At JHASA, we provide tailored insurance and risk solutions for corporate transactions, infrastructure projects and financial institutions — ensuring compliance, mitigating exposures, and delivering confidence in every deal.
Contact us today to discover how our tailored insurance and risk advisory services can help you secure your transactions, protect your contractual obligations, and optimise your financial outcomes.
